SpectraLiquid.
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For US Small Businesses

Get funded in as little as
24 hours.

Apply once. Get funding offers from lenders that actually fund deals like yours — without putting your credit at risk.

Start your application

Check eligibility →

Takes 2 minutes · No commitment

Funded in as little as 24 hours.

Decisions come back in hours. Funds land same-day or next-day after you accept.

No impact to your credit.

Applying is a soft inquiry only. Your credit score isn't affected unless you accept an offer.

$5,000 to $1M+.

Working capital sized to your business — repaid as a percentage of your sales, not a fixed monthly bill.

How it works

Three steps to funded.

Apply in two minutes. Review your offers. Choose the one that fits.

01

Apply

Two minutes, no commitment.

Tell us about your business — revenue, time in business, how much you need. No credit pull, no fee.

02

Offers

We bring you funding options.

See real offers from lenders that already fit your business. You decide — no obligation to accept.

03

Funded

Funds in your account.

Accept the offer that fits, sign, and funds typically land the same day or the next.

Estimator

How much can I qualify for?

Three inputs, instant estimate. No credit pull, no commitment — real offers come after the application.

$

*Rough estimate. Real offers depend on cash flow, industry, and full lender underwriting. Not a guarantee of funding.

FAQ

Common questions.